Unchain the prison ceil and Break out.”See the Light” You have the power to loose yourself !
1 Corinthians 10:13 King James Version (KJV)
13There hath no temptation taken you but such as is common to man: but God is faithful, who will not suffer you to be tempted above that ye are able; but will with the temptation also make a way to escape, that ye may be able to bear it
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Free Shipping: Seven Ways it Can Hook Your Customers http://www.entrepreneur.com/blog/220215
The fight doesn’t belong to you. Learn to hold your peace and allow the almighty one to fight your battles!
.Exodus 14:14
The LORD shall fight for you, and ye shall hold your peace.
By Jenna Russell, Globe Staff | November 17, 2004
At Harvard University, a 63-year-old retiree — trained in philosophy, but retired from real estate investing — teaches a classroom of her peers about postmodernism.
In Maine, legislators appropriate $150,000 to bolster courses for retirees at 15 ”lifelong learning institutes” from Portland to Presque Isle.
And on the campus of Lasell College in Newton, a four-year-old retirement ”village” requires residents to complete 450 hours of study each year, attracting international attention and a waiting list of more than 100 senior citizens.
These scenes from modern retirement feature a new class of knowledge-driven retirees, who are heading back to school in droves to revive old passions or to tackle new topics. And with the 65-plus population expected to double by 2050, specialists predict steady growth in senior college enrollments.
Nearly 30 years after Harvard and Duke University established two of the first institutes for older learners, the number of programs nationwide is close to 500 and climbing, say specialists. In the last three years, the California-based Bernard Osher Foundation has awarded grants to dozens of new senior colleges nationwide, including one at Brandeis University in Waltham. And Osher, a Maine native, plans to double the number of Osher institutes over time.
”People are living longer, they’re healthier, and they’re looking for ways to participate in life,” says Kali Lightfoot, director of the Osher Lifelong Learning Institute at the University of Southern Maine and national coordinator for all 50 Osher programs.
In Maine, where 6,000 students 55 and older are enrolled statewide, seniors pay a $25 annual membership fee and $25 to $50 per class, including books. At Harvard, retirees — who also teach courses — must apply to the 27-year-old Institute for Learning in Retirement, which maintains a maximum 500 members ages 55 to 95. They pay $325 per semester for courses including ”Love and War in Classical Japanese Literature” and ”Boston Architecture Since 1930,” director Leonie Gordon says.
A more informal approach is possible at Harvard Extension School, where 266 students over 60 are enrolled, says Michael Shinagel, dean of continuing education. World history and religion courses are among the most popular for seniors.
”When they started careers and families, they had to set things aside, and now in their 60s or 70s or 80s they’re saying, ‘I never did read Plato,’ or ‘I always wanted to learn Italian,’ ” he says.
Older students say they relish the freedom to focus on learning. As a young man, Marty Foley worked full time while he earned a business degree at Boston University. Now 66, the retired Dorchester florist is studying digital photography at the University of Massachusetts at Boston. ”You can’t serve two masters,” he says of his undergraduate days. ”It’s much easier now.”
The vibrant atmosphere on campus is also an attraction. After class, Foley says, he lingers over lunch to soak up conversation. ”I get excited over there,” he says.
UMass-Boston also benefits from the presence of the five-year-old lifelong learning program, director Wichian Rojanawon says: Many older students volunteer on campus, helping foreign students practice their English.
At the University of Southern Maine, senior students raised $100,000 to paint and furnish classrooms they use one day a week. ”We try to be good campus citizens,” says Lightfoot, the program director.
When Newton’s Lasell Village became the first retirement community in the country to require classroom study — the rule helped resolve a land-use battle by giving the project an educational purpose — no one knew how seniors would respond, says Paula Panchuck, the development’s academic dean. Four years later, the 200 residents average 540 hours of annual study, beyond the 450 required, under a flexible definition that includes fitness classes and time spent reading and writing.
Live-in learning doesn’t come cheap: Lasell residents, who must be 65 or older (half are couples and half are single) pay an entry fee of $300,000 to $750,000, 90 percent of which is returned when they die or leave. Monthly fees of $2,300 to $4,500 cover class costs, meals, maintenance, and housekeeping for their one- or two-bedroom apartments.
Bernice Kazis, 80, moved to the village from a three-story Swampscott home eight months ago, after her husband, a retired rabbi, died. With degrees in psychology and education and years of experience resettling Russian immigrants, Kazis says she is busy with new ideas. She’s reading Socrates for an art philosophy course called ”The Examining Life,” and she buzzes with excitement about her forensics class, where students examine slides of dead bodies and tackle tough questions such as King Tut’s cause of death.
”Somebody said, what are you going to do with [the education]? I’m not going to do anything with it, except stimulate my thinking,” she says. ”It’s a lot more relaxed, because it’s for me.”
Jenna Russell can be reached at jrussell@globe.com.
http://www.boston.com/business/articles/2004/11/17/thirsty_for_learning_seniors_fill_college_programs/
Top Seven Mistakes Business Owners Make Filing Insurance Claims http://www.entrepreneur.com/blog/220214
Don’t let how you feel cause you to abort your assignment! If feelings were our guide, we would have given up a long time ago! Stay with it!!!
39And he went a little farther, and fell on his face, and prayed, saying, O my Father, if it be possible, let this cup pass from me: nevertheless not as I will, but as thou wilt.
10 New Words Every Business Owner Should Know http://www.entrepreneur.com/blog/220228
I did the “extended tour” of college. From about 1991-2002. I did get 4 degrees, so at least I have an excuse. 🙂 I’ve also been an adjunct professor, so I’ve also been at the other side of the classroom.
1) The Freshman Fifteen does exist. So does the Freshman Twenty. Watch how many starches and processed foods you are eating.
2) Pizza – the ubiquitous college snack. See #1.
3) If it’s either take out a loan or quit school, take out a loan.
4) If you can live harmoniously with someone in a 20×20 ft. space, you can do anything.
5) Flip-flops: Wear them in the dorm shower. Always.
6) Always attend the *real* class, and use the Internet one for review.
7) If you are not a morning person, don’t schedule classes for 7am. You will not go.
8) Get involved on campus. All work and no *productive* socializing is boring.
9) Too much socializing = bad grades. Everything in moderation.
10) If you are feeling overwhelmed, are having problems sleeping, or have gone through a breakup, visit your college’s counseling center. If you are feeling suicidalat any point, call your college’s crisis center number or call 911 immediately.
11) There are a lot of free activities on campus. Take advantage of them.
12) Many colleges have free tutoring centers on campus. Take advantage of them.
13) Sit near the front of class.
14) Attend the whole class. Even if you feel like you will just die if you sit there any longer. Even if you feel your brain start to ooze out the side of your ear. Because we (professors) sometimes give really important info at the end of class.
15) Recopy your notes after class. Or if you’ve typed them (which is recommended), do a quick read-through after class.
16) Remember that although you are 18, your college may have the right to contact your parents if you are caught drinking underage.
17) Don’t do anything stupid (read: illegal). It will go down on your permanent record. Seriously. At every college you apply to after this one.
18) Register for classes as early as possible. Early bird catches the worm and all that.
19) See how your first semester goes before you consider getting a job. See how heavy your course load is first.
20) Find a bank that also has branches in your hometown. Get your account connected to your parents’ account so they can transfer money to you.
21) Use direct deposit and automatic withdrawal for paychecks/loanchecks/ check checks. Less chance of you losing it.
22) Use virus protection and firewalls on your laptop.
23) The student bookstore (online and in real life) can have great student discounts on hardware/software.
24) Reconsider bringing a car to campus your first semester. It can be a pain to park.
25) Pack the clothes you need for college, and then take half of that amount.
26) The more underwear you have, the less you have to do laundry.
27) If you are doing laundry on campus or at a laundromat, stay with your clothes. Otherwise they may walk off while you are gone.
28) I can’t emphasize this enough: INTRODUCE YOURSELF TO YOUR PROFESSORS AND GO TO THEIR OFFICE HOURS. This is so important, I’ll tell it to you again: INTRODUCE YOURSELF TO YOUR PROFESSORS AND GO TO THEIR OFFICE HOURS. We’re nice people. Seriously. And we really like it when someone is interested in our classes.
29) Use the college’s career resource center – not just when you are going to graduate, but when you are figuring out what you want to do with your life. It’s a free service. Use the free services.
30) For the love of God, please, please do not leave candles burning in your dorm room or apartment. Or those incense burning thingies. Bad things happen when those are left on.
31) If you have a tendency to be messy, your roommate may be compulsively neat. The general rule is that the messier you are, the more neat your roommate will be. Try to pull it together. Especially regarding food. Always throw out leftover food. That’s just gross, messy or not. Learning how to adapt to someone else’s living style is a wonderful learning experience. Really. And if you complained about having to share a room with your siblings while you were growing up, when you get to college you learn that you are actually ahead of the curve. 🙂
32) Stay on campus on weekends. If you go home every weekend because you are homesick or have a girlfriend/boyfriend back home, you will be missing out on a lot of the college experience.
33) Get your flu shots. Yearly.
34) Use condoms. Every time.
35) Long-distance relationships are a challenge to keep up when you are away at school.
36) If you get that “ick” feeling that you shouldn’t be doing something or shouldn’t be somewhere, stop doing it and get out of there.
37) You may feel like your parents are hovering too much. Look at it this way: they’ve been taking care of you since you were a baby. That doesn’t just stop. Cut them some slack. The more independent and wise decisions you make on your own, the more they will have confidence in your abilities as an adult.
38) Just because you and your roommate were friends back home doesn’t mean you will be compatible roommates. You find out new things about people when you are sharing a small space. But you can work it out. Even if you and your roommate are total strangers and are completely different – you may become great friends.
39) If your roommate is doing something that bothers you, ask yourself the following three questions: 1) Am I being reasonable in being bothered by this? 2) What’s the best way to talk to my roommate about this? 3) What are some solutions to this issue? If all else fails and the issue is very important to you and you’ve talked to your roommate to no avail, talk to your Resident Assistant.
40) Practice safety. Don’t walk home alone in the dark. Walk with someone. Many campuses have services where you can call and someone will walk back to your dorm with you.
41) Just because you *can* do something doesn’t mean you should.
42) Use flashcards to quiz yourself when studying. And get someone else to quiz you with them. If you always quiz yourself with your own flashcards, you may skip over some that you don’t know the answer to.
43) You may not know what you want to do for a major. It’s okay. There are people much older than you that still aren’t sure what they want to do with their lives. That’s okay. See your academic adviser for help. Pay attention to which classes you really look forward to – that can be a clue as to what you might want to major in.
44) If you have a dining card/pass – do not treat all your friends to lunch and dinner. That is real money. Real money that you will be asking your parents for when it runs out.
45) Study groups can be helpful – but keep it to between 3 and 5 members (including you). More than that, and it turns into a social event.
46) If you have ADHD or a learning disability, apply for accommodations as soon as possible – even right after you find out you’ve been accepted to school.
47) Sleep. Get it. Get enough. You may be laughing at this, being a college student and all…but you need to get enough sleep.
48) Wash your hands. Often. Living in the dorms is a communal living experience. Germs love communal living.
49) Keep in touch with your friends from back home, but be open to meeting people of all different cultures and interests.
50) Enjoy your college experience – it’s one most rewarding experiences of your life, academically and socially.
Dr. Sarkis is the author of Making the Grade with ADD: A Student’s Guide to Succeeding in College with Attention Deficit Disorder.http://www.psychologytoday.com/blog/here-there-and-everywhere/201008/50-tips-college-students
Yet you’re still unsure whether you’re drinking the right amount for good health.
How much fluid should you really be taking in daily? Do you need to add extra when you’re physically active? And is too much water dangerous?
Everyone’s body needs water. We lose it by sweating, excretion, or simply not taking in enough through foods—like fruits and vegetables—and drinks. Mild dehydration (losing less than two percent of your body weight due to inadequate fluids) can cause health problems, including dizziness and headache.
To keep your body supplied with the fluid it needs, especially when exercising, follow these tips:
Mistake No. 1: Making handshake deals with clients and vendors.
Always put your business dealings in writing. Don’t naively assume that everything will go according to plan. “This is often not the case, and when things go wrong, the entrepreneur and the client or vendor may have different ideas about what is supposed to happen,” says Rachel Rodgers, principal attorney with Rachel Rodgers Law Office in Phoenix, Ariz.
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How to avoid it: Keep a written for every relationship your business enters into to protect yourself from loss of time, money, and potential lawsuits.
Related: Helpful Legal Forms and Templates
Mistake No. 2: Choosing the wrong business structure.
Whether you choose sole proprietorship, S-Corp, or limited liability company (LLC), making a hasty choice can put your business at risk, and lead to painful tax bills at the end of the year. With a sole proprietorship you are not required to register your business with the state and it’s often chosen by startups operating on a shoestring, but beware there’s no wall between your business and personal assets. S-Corps and LLCs may cost more to set up and maintain but your business is kept legally separate from personal assets — so it’s less risky if your company goes under or is the target of a lawsuit.
How to avoid it: Rodgers recommends incorporation in most cases. Since it’s a more complex structure, it shows customers, banks and investors that you’re serious about being in business over the long haul. If you opt for the simpler route of sole proprietor, she suggests looking at business insurance to protect your personal assets in case your company is sued and loses. Of course, you’ll want to consult with a lawyer or accountant to determine the best structure for your particular size and needs.
Mistake No. 3: Bringing on partners without a detailed agreement. Many entrepreneurs put this paperwork on the back burner in favor of “focusing on the business,” but several problems can arise in the meantime. “One of the biggest boons to my startup practice has been the movie The Social Network, which revolves around the litigation surrounding the ownership of the ideas, code, et cetera, at the onset of Facebook,” says Gregory Kratofil, an attorney and shareholder with the law firm Polsinelli Shughart in Kansas City, Missouri. No matter how much you like and trust your business partners, you need a legally binding agreement — not just detailing operations and responsibilities, but also what happens if you have opposite views of where to take the company.
How to avoid it: Have the hard conversations now, when everybody’s still in love, says lawyer William M. Moore, founder of the Moore Firm in San Diego, a law firm that serves entrepreneurs. That’s when to put in writing important issues like who owns what shares, who has what power, as in the case of deciding a potential buyout.
Mistake No. 4: Establishing a 50-50 partnership. In theory, this sounds great, but ultimately when issues arise — like whether to bring on new investors — somebody has to be able to make an executive decision. If you deadlock on a major decision and nobody budges, the company is frozen in limbo unless one of you buys out the other. “It’s very difficult for human beings to decide how to divide things up after there is something to divide up,” Moore adds.
How to avoid it: Consider at least a 51-49 split instead, where one partner is at the helm with the power to make critical decisions in the event of a stalemate. “Remember, a business is not a democracy,” Moore says.
Mistake No. 5: Filing a trademark without doing enough homework. If you think a quick Internet search or cursory look at the U.S. Patent and Trademark Office database is all you need before filing for a trademark, think again. You don’t want to invest in a brand only to learn someone else came up with it first, says lawyer Frank A. Natoli, founder of New York-based law firm Natoli-Lapin LLC. For example, Natoli had a client who lost most of his $100,000 investment in branded inventory after another company with the same name shut him down.
How to avoid it: Do your research not only with the Patent and Trademark Office, but on the state level (each state has its own registry), in business directories like YellowPages.com, domain-name companies, and even the Canadian Intellectual Property Office.http://www.entrepreneur.com/article/220224
Empowering Women 