Why I Got Owners Insurance for My Home Business

Why I Got Owners Insurance for My Home Business http://www.entrepreneur.com/blog/220266

Aganist All Odds

“Against All Odds” the advantage an ability to supersede shortfalls in life. Having an edge above the rest! Taking control and not allowing defeat to have rule in your life.

Romans 8:37 Amplified Bible (AMP)

37Yet amid all these things we are more than conquerors [a]and gain a surpassing victory through Him Who loved us.

Broken Wings

Broken Wings can be restored back to their original state!You must speak strength and rejuvenation,to the broken.Restoration and revitalization is in your mouth!  Walk in Victory!!!  

1 Corinthians 15:57
But thanks be to God, Who gives us the victory [making us conquerors] through our Lord Jesus Christ.
Proverbs 18:14
The strong spirit of a man sustains him in bodily pain or trouble, but a weak and broken spirit who can raise up or bear?

 

Bit The Bullet

Bitting the bullet allows God to fight your battles.The bullets aren’t natural they are spiritual darts, coming to blow you off track.
Ephesians 6:12-13
12For we are not wrestling with flesh and blood [contending only with physical opponents], but against the despotisms, against the powers, against [the master spirits who are] the world rulers of this present darkness, against the spirit forces of wickedness in the heavenly (supernatural) sphere.
13Therefore put on God’s complete armor, that you may be able to resist and stand your ground on the evil day [of danger], and, having done all [the crisis demands], to stand [firmly in your place].

I’m Next

I’m next in line. There are seasons in life ,I’m next in line for the breakthrough blessing. You gotta belive you’re next !!

 

Breakthrough for my Promotion

 

Breakthrough for my Family

 

Breakthrough for my Health

 

Breakthrough for my Business

 

Breakthrough  for my Life

 

A word fitly spoken and in due

 

Proverbs 25:11
A word fitly spoken and in due season is like apples of gold in settings of silver.

 

Psalm 1:3 amp
And he shall be like a tree firmly planted [and tended] by the streams of water, ready to bring forth its fruit in its season; its leaf also shall not fade or wither; and everything he does shall prosper [and come to maturity].

 

Ecclesiastes 3:1 amp
TO EVERYTHING there is a season, and a time for every matter or purpose under heaven:

Eating to Beat Stress and Depression

Eating to Beat Stress and Depression

 
 couple choosing nutsMacaroni and cheese, chocolate chip cookies, fried chicken, ice cream—these are some of the foods women turn to for comfort when we’re feeling emotionally strained, depleted or depressed.

These foods can make us feel better for a few minutes, until the negative mood swings back into action. That’s often a result of the way certain foods raise and lower blood sugar or disrupt our bodily systems in other ways. Eating too much of one type of food or not enough of a certain nutrient can have both short- and long-term effects on mood.

Yet there are terrific foods that bring real, long-lasting comfort when we are at risk of, or struggling with, stress or depression. Reaching for a banana topped with almond butter instead of a cookie can begin a simple, life-altering shift that may help you ward off mood problems as well as lessen the impact if they do occur.

“The choice you make at the plate absolutely influences how you’re going to feel,” says Kathie Swift, MS, RD, LDN, co-director of the Food as Medicine program of the Center for Mind-Body Medicine in Washington, DC. “Food is a very powerful modifier when it comes to depression and the brain.”

By selecting foods for meals and snacks that contain a balance of several beneficial nutritive elements, you can create what Swift calls a “depression defense portfolio” and strengthen your brain and body in ways that boost emotional health.

Magnesium for mood

Gail Platts of Gorham, Maine, discovered the power of using food to help with mood when she was in college and interested in natural ways to manage anxiety and depression. She started eating more sunflower seeds, fish and other magnesium-rich foods, because she read they could help. 

Swift concurs with that idea, explaining that magnesium helps improve mood and energy by producing and supporting the brain chemical serotonin. Women frequently have insufficient amounts of magnesium in their system, she adds.

Foods high in magnesium include almonds, avocados, spinach, pumpkin seeds, sunflower seeds, peanuts, soybeans, black beans, salmon, halibut, oysters and grains such as buckwheat, quinoa, oats, brown rice and amaranth.

“Just being aware that some foods are better choices for stress and depression influences my food selection on a regular basis,” Platts says.

Friendly fats and carbohydrates

Avoiding fat seems like a nutritional commandment for good health, but it’s a concept that’s been woefully misunderstood. Plant-based fats are vital for brain health, in part because they keep cell membranes fluid, Swift says.

“The brain is very rich and we need to feed it the right type of fats,” she says. “You don’t want to shortchange it.” Good fat sources: avocados, a wide range of seeds and virgin olive oil.

Similarly, many women have shunned carbohydrates as a way to lose weight. Yet we often crave certain carbohydrate-rich foods (think sweets) when we’re depressed or stressed because carbohydrates produce serotonin, which floods us with good feelings and calmness. That blood sugar spike is followed quickly by a crash—often compounded by feelings of guilt about the enormous piece (or two) of cake we’ve just eaten.

You need to consume carbohydrates every day to fuel your brain properly, but that doesn’t mean eating more sweets, known as simple carbohydrates (or simple sugars) or enduring the related fast rise and swift plunge in blood sugar levels. Think complex carbohydrates (starches), such as whole-grain products, vegetables (sweet potatoes are a great choice) and beans. Complex carbs contain fiber, which helps slow blood sugar level changes and reduce negative effects on mood.

“Sugars break down easily. Complex carbohydrates are more difficult to break down. They have more of a smooth curve than a roller coaster,” says Bonnie Taub-Dix, MA, RD, CDN, a national spokesperson for the American Dietetic Association.

Arlene Lee sought to handle the stress of graduate school by changing her diet to incorporate complex carbs such as brown rice, millet, whole-grain bread, wheat pasta and legumes including azuki and mung beans. The New York City woman also ate four or five smaller meals spaced out through the day (followed by fruit or dessert two hours later), instead of three big meals. She made her own mixture of raw nuts, seeds and raisins, which she carried with her to maintain her food schedule.

Her food changes and eating plan were “great for the stress,” says Lee. “It gave me an even level of energy with a remarkable sense of calm.”

To get the most sustained energy, Taub-Dix recommends combining a complex carbohydrate with protein, another important nutritional depression fighter. Her suggestions for snacks to keep you going: low-fat cheese and whole grain crackers, turkey on whole-grain toast, or yogurt.

“Even a cup of skim milk has carbohydrate and protein at the same time,” says Taub-Dix. “It’s a great snack to squelch your hunger.”

Or even better, Swift suggests a cup of hemp seed beverage (found in some natural foods grocery aisles or stores) for a snack containing a combination of macronutrients.

Opt for omega-3 foods

You may have heard omega-3 polyunsaturated fatty acids touted as cures for a wide range of conditions. When it comes to depression, the scientific evidence agrees that increased dietary omega-3 consumption helps reduce depression. The association between low omega-3 levels and a higher incidence of depression is especially noticeable among women who are pregnant or nursing, which depletes their nutritional reserves.

Foods high in omega-3s include wild salmon, sardines, tuna, trout, walnuts and hemp and chia seeds. Choose fish that have the lowest levels of mercury and other toxins, especially if you’re pregnant.

More tips:

  • To achieve emotional balance, improve your nutritional balance. That means including fats, carbohydrates and proteins in your daily diet, along with other beneficial nutrients. And be sure to drink enough fluids.
  • Don’t skip meals. Indeed, have more—and smaller—meals. “I can’t stress enough the importance of not skipping meals, not going on fad diets and having balance with fruits and vegetables,” Taub-Dix says. “Sometimes women skip meals and don’t realize what a toll that takes on health and state of mind.”
  • If you’ve stopped eating junk food, increased fiber and added more whole foods, but mood problems have persisted, it may be time to try something new, says Swift, who is part of a team of nutrition experts at http://www.myfoodmyhealth.com, a Web site that offers meal planning guidance and recipes for various health conditions. “Something else may be going on,” she says, in which a food that is “physiologically offensive” to your system, such as wheat or dairy, may be disrupting things.

Small Business Benifits

What the Jobs Act Would Hold For Small Businesses

BY Diana Ransom |  

What the Jobs Act Would Hold for Small BusinessIf job creation starts with the smallest businesses, here are a few measures that may get the ball rolling more quickly

In his address to a joint session of Congress last night, President Barack Obama laid out a wide-ranging — if not gutsy — plan for trimming U.S. unemployment rolls and putting U.S. workers back in paying jobs. In addition to assisting the long-term unemployed and veterans, the bill, called the American Jobs Act, proposes to provide federal aid to many of the nation’s small-business owners.

“Everyone here knows that small businesses are where most new jobs begin,” President Obama said in his speech. “For everyone who speaks so passionately about making life easier for ‘job creators,’ this plan is for you.”

In addition to tax credits for companies that hire new workers and veterans, small business owners would see their own payroll taxes cut in half. According to the President, for those with 50 employees making an average yearly salary of more than $40,000, that’s an $80,000 tax cut. Further, he noted that businesses would see an extension of the provision that allows them to write off 100 percent the cost of new equipment purchases in 2012.

A number of analysts suggest that the expense of the plan — at $447 billion — makes passage unlikely. And small-business advocates — among them, the National Federation of Independent Business and the U.S. Chamber of Commerce — condemned the plan for not going far enough. But some prominent Democrats and Republicans alike have suggested that at least some of the President’s proposals could win their approval.

While it’s not clear whether any or all of the elements within the President’s plan will become law, the bill he announced yesterday could certainly have an impact on businesses — both large and small.

Here’s a breakdown of 10 proposals that the President suggests will help small businesses hire:

  1. Trimming the payroll tax for small businesses. 
    Rather than pay 6.2 percent of their employees’ Social Security payroll tax, all employers would see their obligation cut that in half to 3.1 percent on the first $5 million in wages.

    Related: What a Payroll Tax Holiday Could Mean for Employers 
     

  2. Temporarily eliminating employer payroll taxes.
    For small businesses that create jobs or give raises above the prior year, the President is proposing a full holiday on the 6.2 percent payroll tax firms pay through 2012 for any growth in their payroll up to $50 million above the prior year.
     
  3. Extend and cut in half the existing payroll tax that employees pay. 
    Currently, workers are paying two percentage points less than their 6.2 percent share of their Social Security payroll tax obligation. That amounts to a savings of $1,000 for an average household. Instead, the President proposes to reduce their tax obligation to 3.1 percent through 2012 — thereby shoring up another $500 a year for the average working family and giving them more money to spend on everyday purchases.
     
  4. Provide incentives to hire unemployed workers and veterans. 
    Employers who hire long-term unemployed workers in 2012 could access an up to $4,000 tax credit. For companies that hire unemployed veterans and service-disabled veterans the credit rises to up to $5,600 and $9,600, respectively. 
     
  5. Extend the 100 percent expensing provision.
    Firms large and small would continue to be able to immediately write off 100 percent of their purchase of new plants and equipment in 2012.
     
  6. Cut red tape to help startup companies raise capital and go public. 
    As part of the Startup America initiative, the administration will work with the U.S. Securities and Exchange Commission to review securities regulations from the perspective of small companies. The aim is to reduce the regulatory burdens on how small businesses access capital. For instance, the administration might expand on “crowdfunding” opportunities and increasing mini public offerings.

    Related: Cutting Out the Red Tape for Small Businesses 
     

  7. Expand free trade agreements. 
    To make it easier for U.S. companies to sell their products in Panama, Colombia and South Korea, the President would sign free trade agreements with those countries. 
     
  8. Eliminate loopholes and lower the corporate tax rate. 
    The President also proposed eliminating tax loopholes and deductions that are typically available only to the biggest U.S. businesses. By doing so, he says lowering the country’s corporate tax rates may also be possible. 
     
  9. Speed up payments for federal contracts. 
    For small-business owners with federal government contracts, the President intends to speed up payments. Though, it’s unclear by how much. In addition, the President proposed the creation of an online portal for small businesses to access government services.
     
  10. Invest in infrastructure.
    The President would devote about $140 billion toward modernizing schools and repairing roadways and help small-business contractors compete for those infrastructure contracts.http://www.entrepreneur.com/article/220298

Let Down your Guard

Let down your guards of protection an saftey devices. Walls of protection will cause you to become specious and fearful  of people around you. Fear causes you to lose the advantage of a great life.

Proverbs 18:10 (amp)

10The name of the Lord is a strong tower; the [consistently] righteous man [upright and in right standing with God] runs into it and is safe, high [above evil] and strong.

 Proverbs 29:25 (message)
 25 The fear of human opinion disables;
   trusting in God protects you from that.

 

  

From Grad Student to Social Media Millionaire

BY Matt Villano | 20 hours ago|
From Grad Student to Social Media Millionaire

Photography by David Johnson

 
Social focus: Shama Kabani of the Marketing Zen Group.

Skeptics say social media hasn’t existed long enough to produce experts. Clearly, those folks haven’t met Shama Kabani. The 26-year-old wrote her master’s thesis for the University of Texas at Austin about Twitter–when it had only 2,000 users, not the 175 million it has today. She hosts a web TV show about technology. Her 2010 book, The Zen of Social Media Marketing: An Easier Way to Build Credibility, Generate Buzz and Increase Revenue, is the No. 4 seller about web marketing on Amazon.com.

And those are just the side projects. In 2009, at 24, Kabani founded The Marketing Zen Group, a social media marketing firm in Dallas. The company, which she launched with $1,500 of her own money, specializes in all aspects of web marketing for clients–from Facebook and Twitter to blogs and video.

We are in an age where people are tired of the faceless corporate culture,” the Texas native says. “Every day, I ask myself the same question: What can I do today to increase value for our trusted audience (blog readers, TV watchers, Twitter followers, etc.), for our team and for our clients?”  

That value means different things for different clients. For k9cuisine.com, a Paris, Ill.-based online retailer of dog food, Marketing Zen established blog and Twitter presences and cultivated relationships with pet-related bloggers. For Arthur Murray Dance Studios in Boston, the company optimized a website to generate more targeted sales leads.

Marketing Zen wasn’t always about social media. Kabani says her original plan was to start a general consulting agency. But she quickly realized her passions–and all the best gigs, for that matter–were in the social media space, so she tweaked her strategy.http://www.entrepreneur.com/article/220221

Behaviors

Recognizing our learned behavioral patterns.Correcting your errors using the proper wisdom and knowledge. 

 II Corinthians 10:4-5 NKJ

For the weapons of our warfare are not carnal but mighty in God for pulling down strongholds, casting down arguments and every high thing that exalts itself against the knowledge of God, bringing every thought into captivity to the obedience of Christ.